Overview We’re looking for a highly experienced and knowledgeable Underwriter V to join our team and take on the most complex and high-impact individual life insurance cases. If you have a strong track record underwriting large cases, thrive on complexity, and are known for your leadership and decision-making skills, we’d love to talk with you. What we can offer you Estimated Salary: $97,000 - $135,000, plus annual bonus opportunity. 401(k) plan with a 2% company contribution and 6% company match. Work-life balance with vacation, personal time and paid holidays. See our benefits and perks page. Applicants for this position must not now, nor at any point in the future, require sponsorship for employment. What you'll do Underwrite complex and high-risk life insurance cases with an approval authority $10 million+, including formal, informal, and pre-quote requests. Act as a lead resource on large cases—offering expert evaluation, guiding decisions beyond the authority of junior underwriters, and determining when to use facultative reinsurance. Provide mentoring and oversight to underwriters and support staff, helping the team meet quality and productivity goals. Communicate regularly with agents, brokers, applicants, and internal teams to explain underwriting decisions and procedures. Participate in training, field visits, and special projects that shape underwriting strategy and strengthen field relationships. What you'll bring 10+ years of full-authority life underwriting experience, with a strong focus on impaired risks and large case underwriting. Approval authority of at least $10 million, with a proven ability to make high-stakes decisions and justify them with sound reasoning. Completion of key coursework: LOMA 280/281 (online), 290, 311, 386 and ALU 101/201; strong working knowledge of mortality, financial risk, and industry best practices. Excellent relationship-building, communication, and mentoring skills, with a collaborative approach to problem-solving. Experience working under pressure while maintaining attention to detail, sound judgment, and compliance with company and industry standards. You promote a culture of diversity and inclusion, value different ideas and opinions, and listen courageously, remaining curious in all that you do. Able to work remotely with access to a high-speed internet connection and located in the United States or Puerto Rico. Preferred Bachelor’s degree and/or professional designations (FLMI, FALU, CLU). Experience with Accelerated Underwriting and Long-Term Care. We value diverse experience, skills, and passion for innovation. If your experience aligns with the listed requirements, please apply! If you have questions about your application or the hiring process, email our Talent Acquisition area at careers@mutualofomaha.com. Please allow at least one week from time of applying if you are checking on the status. Stay Safe from Job Scams. Mutual of Omaha only accepts applications from mutualofomaha.com/careers. Legitimate communications will come from '@mutualofomaha.com.' We never request sensitive information or extend job offers without conducting interviews. For more details, check our Hiring FAQs. Stay alert for scams and apply securely! Fair Chance Notices
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